Terms and Conditions

Agreement to Terms

By accessing and using Xuralenthosis's financial planning subscription service, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

Service Description

Xuralenthosis provides subscription-based financial planning services including:

  • Personalised financial planning advice and recommendations
  • Monthly budgeting guidance and investment strategies
  • Access to financial planning tools and resources
  • Regular reviews and plan adjustments

Service Limitations

Our services provide general financial guidance and educational content. We do not provide specific investment advice, tax advice, or legal counsel. Always consult with qualified professionals for specific financial decisions.

Subscription Terms

Pricing and Payment

  • Monthly subscription: £50 per month
  • Quarterly option: £135 per quarter
  • Annual option: £500 per year
  • Payments are processed automatically on your billing date
  • All prices include applicable VAT

Billing and Renewal

Subscriptions automatically renew unless cancelled before the next billing cycle. You will receive email notifications before renewal. Failed payments may result in service suspension until payment is resolved.

Cancellation Policy

You may cancel your subscription at any time through your account settings or by contacting customer service. Cancellation takes effect at the end of your current billing period. No refunds are provided for partial months.

User Responsibilities

Account Security

  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorised access
  • Provide accurate and complete information
  • Update your information as circumstances change

Acceptable Use

You agree not to:

  • Use our services for illegal or unauthorised purposes
  • Share your account access with others
  • Attempt to reverse engineer or copy our services
  • Interfere with the security or functionality of our platform

Intellectual Property

All content, features, and functionality of our service are owned by Xuralenthosis and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms and Conditions.

Disclaimers and Limitations

Financial Disclaimer

Our services provide general financial guidance only. We do not guarantee specific financial outcomes or investment returns. All investments carry risk, and past performance does not indicate future results.

Service Availability

While we strive for continuous service availability, we do not guarantee uninterrupted access. We may temporarily suspend services for maintenance, updates, or technical issues.

Limitation of Liability

To the maximum extent permitted by law, Xuralenthosis shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount paid by you in the 12 months preceding the claim.

Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of the revised terms.

Contact Information

For questions about these Terms and Conditions, contact us:

Last updated: June 23, 2025